This allows you to pay for big -ticket furniture items over time. Payments are automatically withdrawn from your bank account each month, and when you’ve paid for the purchase in full over a set period of time, you own it entirely. This financing option is available at Big Lots locations that carry furniture .
Progressive furniture leasing is available in most Big Lots stores that carry furniture. To find a store near you, click hereto view our store locator and look for the Progressive Furniture Leasing icon.
Short Answer: Progressive Leasing can repossess your item(s) for nonpayment, but the company’s in-house collections department will attempt to contact you multiple times before proceeding with repossession . The company is also willing to work with you and may be able to change or extend your payment schedule.
Stores That Use Progressive Leasing
|Store||In-store or Online||Payment Options (Beyond Standard Lease Terms)|
|Atlantic Bedding and Furniture||Both||Buyout for 65% of the balance after 90 days|
|Best Buy||Both||Discounted buyout after 90 days|
|Big Lots||Both||Discounted buyout after 90 days|
|Conn’s Home Plus||Both||Discounted buyout after 90 days|
Fingerhut Credit Account
Big ! Delivery is a $149 unlimited flat rate delivery service on select heavy or large items that do not ship through the FedEx network. Items include mattresses and select indoor and outdoor furniture .
Yes! Progressive Leasing may allow you to have more than one active lease -to-own agreement at a time. Each lease -to-own agreement will require a new lease -to-own application approval and initial payment.
If you can ‘t pay the total lease balance off in 90 days, you may simply continue to make your scheduled lease payments until the end of your term. You may also pay the full balance of your lease off early at any time to save. Call us at (877) 898-1970 for more details.
Big Lots offers an Easy Leasing program as an alternate way to purchase Furniture , select Seasonal, and select Home items. We have a lease -to-own option that is offered in Big Lots stores (some state and location limitations apply). There is a $150 minimum purchase requirement to participate in the leasing program.
You have the right to return the items to Progressive Leasing without additional charge or penalty, and you will owe nothing further except unpaid lease -to-own costs. To cancel your lease call us at (877) 898-1970.
If Progressive Leasing violated the law, you may be entitled to money damages and Progressive Leasing will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports.
Applying for a lease -to-own agreement with Progressive Leasing should not impact your FICO score ; however, we do look at credit bureau reports, and this inquiry may appear on your credit report .
If you’re living paycheck-to-paycheck, and you don’t have the upfront money to invest in good furniture , then renting is a great option. When you rent furniture , you get to choose from quality furnishings that you may not want to spend money purchasing, and they’re much more affordable as monthly rentals.
I would highly recommend Progressive Leasing for those situations when you need something and don’t have the cash. I do suggest the 90 day payoff so you don’t get stuck in the long term contract. The interest rate is very high.
Online Stores That Accept Progressive Leasing To Buy Now, Pay Later Best Buy – Electronics, Computers, Appliances, Cell Phones, Video Games. Conn’s Home Plus – Furniture , Appliances, Electronics, Mattress & More. Cricket Wireless – Affordable Smartphone Cell Phones With No Contracts.