At Rent-A-Center , you can rent to own — or purchase outright — used furniture , appliances , computers, electronics and smartphones, making it even more affordable to get the items you want.
Although it’s clear that Rent a Center is a rip-off , they’re not the only store scamming people out of their hard-earned cash. Other similar furniture leasing stores are basically doing the same thing.
Aaron’s and Rent-A-Center are very comparable when it comes to contract terms and flexible payment plans. The prices are also fairly similar, although it is worth checking both stores for the best price.
As soon as your payments are late, Rent-A-Center begins charging fees to your lease account and will likely try to contact you or your references. If Rent-A-Center cannot reach you and you do not bring your account current, the company may take you to civil court.
Rent-a-Center will contact your employer to verify your income as well as the references you bring before approving your application.
Most likely, the police will not want to get involved in what is a civil matter. So Rent a Center will have to sue. Then, once they win, assuming they do, Rent a Center can get the Sheriff to go into your house and repossess your stuff. However, the contract may already give them permission to have the Sheriff come in.
If you ever need to make a late payment , simply contact the manager of your Rent -A-Center store on or before your scheduled renewal ( payment ) date – we ‘ll be happy to work with you ! At any time, you can contact your store to schedule a return of your product or return the merchandise in person and pause your payments.
They are a ripoff according to a new investigation by Consumer Reports. Consumers are paying the equivalent of up to 311% interest on items like big-screen televisions and other home appliances from rent-to-own stores, including Rent-A-Center (RCII) and Aaron’s (AAN).
No, employees do not make commission .
RAC Brands Rent-A-Center provides an easy, affordable way for people to furnish their homes without incurring a continuing obligation and without needing access to credit. Acceptance Now partners with a large variety of furniture, appliance and other retailers to make it easy to get the best, high quality brands.
The selection of couches and sectionals from Rent-A-Center includes favorites such as rent – to-own sofa and loveseat sets, leather sofas , two- and three-piece sectionals, and sleeper sofas , from brand names like. Reclining sofas provide the perfect position for watching TV or reading a good book.
Items with shorter lease terms — less expensive products, such as cell phones — often end up with the highest APRs. This happens because Rent-A-Center still charges rents that can exceed the original cash price of the item, and the customer is required to pay that sum within a smaller time period.
Rent-A-Center does not check credit . We have a firm no- credit policy, and we stick to it. We don’t charge high interest rates that are dependent on your credit history (because we don’t check) and if you fall behind on your payments, you can stop or freeze them at any time, as long as your contract is in good standing.
Current laws state that you cannot go to jail for failing to pay a civil debt (e.g., credit card debt, loans, an unpaid rental from Aaron’s ), but companies can use the loophole of court-ordered payments, having you arrested for contempt of court rather than directly prosecuting you for failing to pay a debt.